PMI Removal in South Carolina

Unlock savings on your mortgage today. Get ready to ditch that extra PMI payment with RES Appraisals’ professional PMI removal appraisal services. Let our experts help you save big!

Understanding PMI

PMI, Private Mortgage Insurance, is something you might have to pay if the down payment on your home is less than 20%. It protects your lender (not you) if you can’t make your mortgage payments. Sounds like a bummer, right? But here’s the good news: you might not have to pay it forever. At RES Appraisals, we can help check if your home has increased in value, which might mean you’ve got enough equity to drop that PMI, lowering your monthly payments. Why not give us a call to see how you can save some cash?

Benefits of Removing PMI

Removing PMI from your mortgage isn’t just a checkbox task- it’s a financial strategy that puts money back in your pocket every month.
Here’s how you benefit from our PMI removal appraisals.

Lower Monthly Payments:

We find out if your home is worth more now than when you bought it. If it is, that PMI can go, and your monthly bills drop. More cash for you!

Build Equity Faster:

Less money on PMI means more equity in your home, which speeds up your journey to full ownership.

Don’t let PMI weigh down your finances.
Contact RES Appraisals today and transform your mortgage expenses into savings.  Let’s make your money work smarter for you!

Qualifying for PMI Removal

Wondering if you can kick PMI to the curb?
Here’s how you can tell if you’re eligible.

Automatic PMI Cancellation:

Your PMI gets axed automatically when your mortgage balance hits 78% of the original purchase price—provided you’re up to date on payments. (Check with your lender for exact details)

Request PMI Removal:

Better yet, you can request PMI removal when you’ve reached 20% equity through appreciation, home improvements, or by paying down the principal.

Most banks need a state-certified appraisal to say goodbye to PMI. That’s where we come in. If your lender gives the green light for an appraisal, reach out to us. We start with a free initial consultation to figure out if your home’s value has bumped up enough to build that 20% equity.

Our PMI Removal Services

At RES Appraisals, we make removing your PMI straightforward and hassle-free. Here’s what we offer to get you across the finish line:

Home Appraisal Coordination

We handle all the details of scheduling and conducting a professional appraisal. Our state-certified appraisers assess your home’s current market value to see if you’ve hit that crucial 20% equity threshold.

Lender Communication

We don’t just stop at appraisals. We can advise what questions to bring to your lender.

Why Choose Us for PMI Removal

Choosing RES Appraisals for your PMI mortgage removal needs means putting trust in a team that delivers results.

High Success Rate in PMI Removal Cases

We’ve helped countless homeowners successfully eliminate PMI, thanks to our precise valuations. Our track record speaks for itself —when you choose us, you’re stepping towards guaranteed savings.

Efficient and Streamlined Process

We’ve refined our process to make it quick and straightforward. From the initial consultation, we handle every step with precision and professionalism, minimizing hassle and wait times.

Ready to cut out your PMI? Let RES Appraisals take the wheel.
Contact us today to get started on your journey to lower mortgage payments.

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